Guaranteed Asset Protection, also known as GAP,
covers the "gap" between the unpaid loan balance of your vehicle,
recreational sports vehicle, boat, motorcycle, or motor home, and the
settlement amount your insurance company would pay in the event it is
totaled in an accident, not found after theft or some other
insurable event. Most insurance policies only cover the current vehicle
value. As value can decline sharply during the first few years of
ownership, your loan balance could easily end
up being greater than the then-current value of your vehicle. That’s
where GAP kicks in and protects you from a potentially substantial
loss.
An additional benefit of ITCU GAP coverage is Auto
Deductible Reimbursement (ADR). ADR
is a unique feature that not all other GAP polices include. With ITCU GAP, any passenger vehicle insured by the
enrolled member will be eligible for reimbursement of the applicable
insurance deductible, up to $500 per loss,
up to twice per year, on any passenger auto they own and insure,
even if the auto doesn't have GAP coverage! ADR is conveniently
included, at no additional cost, as a part of the incredible value your
ITCU GAP coverage provides.
Get a quote or learn about the benefits of GAP w/ ADR.
It’s a fact that as
vehicles get older, the risk and cost of repairs increase, and with all
of the electronics and driver safety features now included in new autos,
who can afford an unexpected, and potentially a very expensive repair
bill?
To protect against that happening, consider Mechanical
Breakdown Protection (MBP) offered by InTouch Credit Union; it provides
coverage when you need it most, and besides, who wants to sink hundreds
or thousands of dollars in a repair job?
Most vehicles can be covered* at a very competitive cost, and you'll
be able to choose from multiple coverage options with one that is sure
to fit your needs. Coverage includes the cost of parts and labor, minus
your chosen deductible of $0, $50, $100
or $250.
*Due to state legislative changes, MBP is not available to California residents.
Get a quote or learn about the benefits of MBP.
InTouch Credit Union is proud to partner with Travelers to provide auto, homeowners, condo and renters insurance to members at a discounted rate. For questions, call 1-866-804-6532 to speak to a Travelers' representative or click below to get more information.
In addition, InTouch Credit Union is proud to offer TruStage® Insurance, bringing more than 80 years of dependable credit union member insurance. For more information, click below.
Find and compare different vehicle’s MPG on this official U.S. government website. The site also offers more information about hybrid vehicles, gas mileage tips and a tool to track your current car’s fuel economy.
Visit fueleconomy.gov to learn more.
With every new account, the value of membership keeps growing – better rates, better products, better value for all.
Signature and secured personal loans are available from InTouch Credit Union. Check out our latest competitive rates and apply today!
One of the most common loans for home improvements, debt consolidation and other large expenses is the home equity loan.
