InTouch Credit Union* Members can receive up to a 20% discount off of a pet insurance plan through the ASPCA® Pet Health Insurance program!
20% savings include 10% group discount, where available, and 10% multiple pet discount.
Explore flexible coverage, customizable to you.
Deciding which plan you should get depends on many factors, like your pet’s age and breed, your budget, and the level of coverage they need. If you’re looking for robust coverage that reimburses you for accidents, illnesses, and much more, check out Complete CoverageSM. If it’s just accidents and injuries you want covered, or if you’re working with a tighter budget, consider an Accident-Only plan. Once you choose your plan, it’s up to you how you customize your annual coverage limit.
Pet insurance plans have varying costs based on several factors, including plan choice and where you live as well as the species, breed, and age of your pet. With ASPCA® Pet Health Insurance program, you can also customize your plan’s annual deductible, reimbursement percentage, and annual limit to better fit your budget and coverage needs. Get a free quote to see what your monthly premium would be without any obligation to enroll.
Monthly premiums (aka what you pay each month) are based on a few different things, including your pet’s age. As you renew your policy every year for your pet as they age, their premium may increase to account for the higher veterinary costs of caring for an older pet. You’ll always be notified of any changes before your new price goes into effect at renewal—one year from your start date. We’re committed to clearly communicating information about rate changes in advance of renewal.
Our base plan coverage typically starts 15 days after the policy effective date, and coverage for Preventive Care starts the day after the policy effective date. See policy details for full information regarding waiting periods.
Yes. You can enroll multiple pets at one time or add pets later. Each pet in your family will have their own policy with a separate premium. For each additional pet you insure with us, they will get a 10% discount on the base premium.
Your insurance can be used for treatment at any licensed veterinary clinic in the U.S. or Canada, including treatment from specialists and emergency care facilities.
If you chose to add preventive care coverage to your plan, it covers a list of services with set annual reimbursement amounts. Claims for covered preventive services can be submitted the same way as other claims. You can view all the details about your preventive care coverage in your policy by visiting the Member Center.
If you don’t have preventive care coverage, you can add it when your plan renews for a low additional cost.
Like all pet insurance providers, the plans we offer have exclusions, which are things that aren’t included in your coverage.
You should make sure you understand the exclusions of any plan you’re considering so there won’t be any surprises later. We work hard to keep our list of exclusions to a minimum. You can look over a sample policy to get the full list of exclusions.
Speak to a licensed agent during business hours for help understanding your options and enrolling in coverage.
Call 1-877-343-5314
Disclosure:
*The pet insurance and agent services are not provided or endorsed by InTouch Credit Union but is offered as a service for our members.
**30-day money-back guarantee available if no claims have been filed. Not available in NY and varies in ME, LA, and WA.
Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout.
Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937).
The ASPCA® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution.
