InTouch Credit Union Vehicle Finance Calculators - Plano, TX - Las Vegas, NV - Auburn Hills, MI
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Vehicle Finance Calculators

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Calculators That Help You Make Smart Financing Decisions

The Best Vehicle Financing Option for You!

Looking to purchase a car, truck, RV, or boat? Shopping for a vehicle can be challenging when there are so many options and competing offers. InTouch Credit Union is pleased to offer you a variety of free vehicle finance calculators to help you test out options, clarify your bargaining position, and make better-informed choices between vehicles. For additional feedback, we invite you to visit one of our branches or reach out to our Contact Center team

Lease or Purchase a Car

Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision when compared to purchasing the vehicle outright and financing it with a low interest loan. Use the following calculator to help analyze the financial impact of leasing versus buying.

Should I Lease or Purchase an Auto?

Additional Auto Calculators

Auto Loan Payment Schedule

What does paying off an auto loan look like? This calculator will not only show you your monthly payments but also how they go towards paying off your interest and principal over the loan term.

What is My Auto Loan Schedule?

Auto Loan Accelerated Payoff

By making a small additional monthly payment toward principal, you can greatly accelerate the term of your auto loan and, thereby, realize tremendous savings in interest payments. Use this calculator to help estimate the potential time and interest savings.

How Will Additional Monthly Payments Impact Me?

Vehicle Affordability by Loan Term

Choose your next vehicle with confidence by knowing what your auto loan can cover. Use this calculator to help you determine what car fits your auto loan plan.

How Much Can My Auto Loan Cover by Loan Term?

Auto Refinance Calculator

Considering auto loans from two different institutions? Compare their differences to help you determine which one best suits your needs.

How Will Different Auto Loans Affect Me?

Dealer Financing vs. Bank Financing

At first glance, 0% financing appears to be the best option when purchasing an auto. However, if you choose to finance through a bank or credit union you may be eligible for a dealer rebate. Use this calculator to help determine which is the best option based on when you anticipate selling your car and purchasing a new one.

Is Dealership or Traditional Financing Better for Me?

Shop with a Pre-Approved Auto Loan

A great way to shop for a new or used vehicle is to already have a pre-approved loan in hand. In doing so, you can better gauge your monthly payment amount and take advantage of dealer incentives available to those who don't use dealer financing. 

Get Pre-Approved Today!

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