With Innovate!, you can feel confident in your ability to reach your financial goals. Point your credit in the right direction and start on the path to a brighter financial future.
Getting started is simple, sign up for a free1 Innovate! account, and verify your personal information. That’s all there is to it!
Personalized
A plan is created for you based on your credit profile.
Improve
Follow your plan to help you improve your credit and achieve your goals.
Succeed
Access the tools and resources you need to be successful.
1Innovate! is a service of Credit Mountain. Neither Credit Mountain nor InTouch Credit Union can guarantee that your credit score will improve or that you will be approved for credit products in the future. The advice provided by Innovate!’s technology might be different from the advice you would receive from a certified credit counselor. To speak with a certified credit counselor, you are encouraged to contact InTouch and ask about credit counselor availability.
Enrollment is required to use Innovate! You do not need to be a member of InTouch in order to enroll.
Innovate! is free to enroll in and use. You will have the option to purchase services, like rent reporting, from Credit Mountain’s affiliate partners. You may also be offered an optional credit builder loan that includes interest charges (subject to availability).
For questions about Innovate!, please email [email protected].