The Arrival Guide

A Guide to Help Young People Succeed

You’re here, but have you arrived? Many young adults think that question daily. Whether you are just finishing high school or are on your way from a graduate program into marriage and a new family, The Arrival Guide and InTouch Credit Union are here to help you get ready for 'adulting' and the next phase of your life.

The Arrival Guide features blog posts written to help students and young adults find success in both life and finance. With helpful tips and information on everything from college to job hunting to bargain hunting, The Arrival Guide offers resources which can help this group jump-start their lives and assure them that they have indeed 'arrived.'

Getting Your Finances Right Before the End of the Year

Nov 9, 2022

With consumer good prices still red hot due to inflation, now is a good time to check your finances. If you focus on your income and expenses in the fall, you should be able to make it through the holiday shopping season and start the New Year right.
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Breaking Up with Name Brands

Nov 4, 2022

There’s a strategy you can use to save an average of 33% on your entire purchase. It doesn’t require any coupon clipping or rewards cards. And the best part? You still get every single item on your list. The secret? Buying private-label products instead of brand-name products.
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Is Free Checking Really Free?

Oct 19, 2021

If you are considering a free checking account, take a moment to consider the terms and conditions that can make it hard for any account to be completely free.
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Getting Your First Credit Card

Jun 16, 2021

Important advice for getting your first credit card from getting the right credit card to maintaining a good credit history with it.
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Scholarship Application Time-Savers

Mar 24, 2021

Successful scholarship applications take considerable time and effort. Although there’s no shortcut to a quality application, there are steps you can take to make your efforts as rewarding as possible.
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Buying a Vehicle from a Private Party with a Private Party Auto Loan

Mar 19, 2021

It is a well-known phenomenon: you are in the market for new wheels, so you start to see cars for sale all around you. Many low mileage vehicles can be found for sale that are not on dealer lots, but how do you go about buying a car from a private party if you do not have the purchase price in cash?
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2 in 3 Millennials Have Credit Card Debt

Oct 1, 2020

Credit card debt weighs down more millennials' finances than student loans, according to a new report from financial services online marketplace, CompareCards.com, which found only 13 percent of millennial credit cardholders are completely debt-free.
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Pay Yourself First and Save

Oct 1, 2020

Like going to the gym or eating a healthy diet, saving money is one of those concepts that’s simple to grasp but weirdly challenging to put into practice.
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A Step-by-Step Guide to Buying your First Car

Oct 1, 2020

So you’re ready to buy your first new or used car and head out on the open road. But before you hit the highway in your new ride, it’s important to figure out what you’re looking for, what you can afford and how you’re going to pay for it.
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How to Overcome "Credit Card Shyness"

Oct 1, 2020

News outlets and credit card companies are quick to label millennials as being credit card-shy.
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7 Tips for Tracking Down Your Dream Career

Oct 1, 2020

Choosing a career is tough. Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when tasked with selecting your next gig.
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Hang Up on Phone Scams

Oct 1, 2020

When your cellphone rings, there’s a good chance a scammer is calling. And even if you’re a savvy person, it’s easy to be fooled.
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The Side Hustle: More Than Money

Oct 1, 2020

If you’re tired of waiting around for a raise, here’s an option for taking matters into your own hands. Consider the side hustle: a way to make extra money, boost your savings and widen your horizons.
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Paying for Weddings: A Universal Ritual

Oct 1, 2020

Weddings are a universal human experience. Ceremonies to “tie the knot” are celebrated in virtually every culture, each with its own unique traditions.
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Your First Auto Loan

Oct 1, 2020

Is it time to trade in that set of wheels you inherited from your older sibling? Or do you need a reliable new car for your job?
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Student Loans: The Great Pay-Off

Oct 1, 2020

If you’re a recent college grad, student loan debt is likely a significant piece of your overall financial picture. The average student loan debt for 2017 graduates is $39,400 -- a serious chunk of change for anyone with an entry level job.
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Paying Off Credit Card Debt

Oct 1, 2020

Are you having trouble staying on top of payments to multiple credit card accounts? Are interest payments eating up too much of your income each month? If so, make a plan to pay off your debt.
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Let's Talk Taxes (and Earnings)

Oct 1, 2020

You just got your paycheck. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay.
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Hashing It Out, For Love and Money

Oct 1, 2020

Valentine’s Day is near, and romance is in the air. It’s a great time to think about money.
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Five Credit Score Facts

Oct 1, 2020

Your credit score is more than a tool for lenders – it’s an important part of your financial picture.
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