Online Banking

The Senate this week passed S. 597 The Social Security Fairness Act, closing out the year with a move that will open the door to increased benefits payments for millions of retired Americans.

However, we also recognize the importance of your communicated desire for more robust, secure digital delivery methods for financial services that better align with your life’s daily schedule.

Every October, the Social Security Administration (SSA) makes adjustments to Social Security programs to keep pace with inflation. These adjustments then go into effect the following January. The most significant of these annual changes are typically the Cost-of-Living-Adjustments (COLA), the annual tax caps and earning limit increases.

The good news is that for many that live in Western civilizations, achievement of this financial dream is actually possible (without the luck that accompanies the purchase of a winning lottery ticket)! Making sound decisions with money and debt, applying disciplined financial know-how, and knowing “upfront” which decisions are likely to add to, or detract from, your objectives are all critically important.