Because every loan situation is different, ITCU offers options that best meets your needs. You have choices in term, amount, and how you secure your loan. With both our secured and unsecured personal loan options, InTouch provides competitive rates and fast services - find out more below or contact us for any questions you may have.
The ITCU Signature Loan is an unsecured loan, which is largely based on your credit score. Your ability to repay the loan will be assessed, and your loan officer will work with you to try to match your application with your eligibility.
If you are looking for a loan with a lower rate, ITCU offers deposit-secured loans, based on Share Certificates of Deposit (CDs) or Regular Savings Account balances held at InTouch. In addition to a lower rate, these loans may allow you to borrow more than an unsecured loan.
Personal loans don’t have to be expensive. InTouch offers extremely low rates that make personal loans much more affordable than most store credit, payday loans, title loans and major credit cards. InTouch personal loans also provide a clear term and monthly payment so you always know when the loan will be paid off.
A: Absolutely! Payday loans generally have fees, higher interest rates, and short terms, all of which make them harder to afford than a Personal Loan from ITCU.
A: Yes. You may pay off your loan early without penalty.
