(1Rates subject to change; 2APR is Annual Percentage Rate)
Owning your own home is a foundational American experience. And your credit union is here to help you get started. Whether you need informative resources or tools to help you manage the process, ITCU is your partner to get a smart start.
At ITCU, we have two great programs available for first time homebuyers.
While the process of buying a home is a complex one, ITCU brings together both expertise in mortgage lending and the resources you need to make the process smooth and stress-free. Our Mortgage Specialists work with you to discuss the kind of special homebuying mortgage options* available for your situation.
The Home Possible mortgage loan is a great option for first time homebuyers and borrowers with low-to-moderate income. The Home Possible program has many features that make it easier to afford a mortgage.
The HomeReady program is great for first time homebuyers and borrowers with little or no credit history with a variety of options designed to address some of the most common obstacles homebuyers face when purchasing a home.
While the process of buying a home is a complex one, ITCU brings together both expertise in mortgage lending and the resources you need to make the process smooth and stress-free. Our Mortgage Specialists work with you to discuss the kind of special homebuying mortgage options* available for your situation.
Your credit union is the best place to begin your journey to home ownership. If you are ready to start looking, then the time is right to get pre-approved. Our Mortgage Calculators are a great way to estimate how much you might want to spend on your new home. ITCU offers different mortgage calculators to let you see different aspects of home loans in clear graphics, with easy-read, easy-change formats, so you can “play with the numbers,” and see what combination works for you.
Understand the different types of mortgages, kinds of interest rates, and loan terms, so you find the mortgage that best matches your goals.
Is it better to own your home or to rent it? It’s a huge decision that affects your lifestyle as much as it does your finances, and the answer will vary depending on who you ask.
Don’t let the size and complexity of the mortgage process hold you back. Our Mortgage Specialists work with you to find the right mortgage option for your situation and can guide you through the application and beyond.
NMLS ID# 149532
*Mortgage loans not currently available in the following states: AZ, ID, HI, KS, ME, MN, MO, ND and NY.
