About ITCU - InTouch Credit Union
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About InTouch Credit Union

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Welcome to ITCU

At InTouch Credit Union (ITCU), we’re more than just a financial institution – we’re your partner for achieving financial goals. As a not-for-profit credit union serving Texas, Nevada, and Michigan, we exist to help you, your family, and your community thrive.

What started in 1974 for EDS employees has grown to 79,000+ members across the U.S. and 20 countries, managing nearly $850 million in assets. Ready to join? It’s easy – apply online or in-person. Let’s work together for your financial well-being!

What Makes ITCU Different?

Our Mission: Simplifying Your Financial Life

We promise to deliver high-quality financial tools and services through easy-to-use digital systems, all at competitive prices. Why? Because your success is our success.

When you open an account with ITCU, you become a member-owner of a financial cooperative built for you. Once you’re in, you’re in for life – because “once a member, always a member.”

Why Choose a Credit Union Over a Bank?

ITCU is a credit union, which means we work for you, not for profit. Here’s what that means:

  • Better rates, fewer fees
  • Personalized service
  • A say in how we operate

Learn More About the Credit Union Difference

Your Partner for Financial Growth!

From saving for your dream home to planning for retirement, ITCU is here to help. Explore our blog for quick, practical tips on managing life’s financial challenges. Whether it’s saving smarter, using credit wisely, or planning for the unexpected – we’ve got you covered.

InTouch Credit Union Blog


A Legacy of Service

Founded in 1974, ITCU has always been about growth – for our members and our community. Here’s a snapshot of our journey:

1974
Electronic Data Systems Corporation submitted an application to the National Credit Union Administration (NCUA) for a charter to form a federal credit union. Mr. Thomas D. Behne, President, E.D.S. Employees Federal Credit Union (EDSEFCU) received a letter from the NCUA granting Charter No. 21663
1984
At the end of its first decade, EDSEFCU had more than $20 million in assets and were among the top 15 percentile of largest credit unions in the country
2002
EDSEFCU became a Texas state-chartered credit union under Charter No. 68505 as EDS Credit Union (EDSCU)
2009
EDSCU merged in First American Federal Credit Union & acquired the members and deposits of Ensign Federal Credit Union
2010
EDSCU is rebranded as InTouch Credit Union (ITCU)
2013
Dr Pepper Employees Federal Credit Union becomes part of ITCU
2014
Hospitality Federal Credit Union becomes part of ITCU
2015
Members of New Mount Zion Credit Union become part of ITCU
2020
ITCU has branches in three states and serves more than 90,000 members

Join Our Team

We’re proud of our professional, talented team at ITCU. If you’re looking for a rewarding career helping people improve their financial lives, we’d love to meet you.

Explore InTouch Careers

Stay Connected

We’re committed to being more than your credit union – we’re your community partner. From local events to updates on products and services, you’ll always be in the know.

Newsletters

Access our newsletters for quarterly updates about new products and services, special offers, and important changes to policies and other compliance communications. We also provide newsletters for our young members.

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Community Outreach

ITCU staff and members are an integral part of our community. We sponsor and participate in many community events and programs.  Visit our Community Outreach page to see what we’re doing or how you can join us in making our communities better. 

Press Room

For members of the media, we provide press releases about our community involvement, related accomplishments, and media contact information here.

Balance Sheet and Annual Report

The foundation of any financial institution is careful accounting and oversight. Keeping  members informed of the state of the credit union helps keep them involved in our future success. 

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