With Innovate!, you can feel confident in your ability to reach your financial goals. Point your credit in the right direction and start on the path to a brighter financial future.
Getting started is simple, sign up for a free1 Innovate! account, and verify your personal information. That’s all there is to it!

Personalized
A plan is created for you based on your credit profile.

Improve
Follow your plan to help you improve your credit and achieve your goals.

Succeed
Access the tools and resources you need to be successful.
1Innovate! is free to enroll
in and use. Innovate! is a service of Credit Mountain. Neither Credit Mountain
nor InTouch Credit Union can guarantee that your credit score will improve or
that you will be approved for credit products in the future. The advice
provided by Innovate!’s technology might be different from the advice you would
receive from a certified credit counselor. To speak with a certified credit
counselor, you are encouraged to contact InTouch and ask about credit counselor
availability.
Enrollment
is required to use Innovate! You do not need to be a member of InTouch in order
to enroll.
For questions about Innovate!, please email [email protected].